The Blog
Serendipity's Guide To Savings is a personal finance blog I started in 2008 after I hit rock bottom-again. I had never been good with money management and seemed to only be getting worse, so I started blogging as a way to keep myself accountable and to network with other people going through the same thing I was going through. Now, three years later, I like to say this blog has turned into something much greater. On this blog I love to write about money and things that have to do with money such as budgeting, shopping smarter, ways to empower yourself through financial education, and simply ways to live life cheaper so you can have more money to things that matter. Since it is personal, I will dabble into other things that make me, well me, such as life with my fiancee, friends, family, my hobbies and my personal viewpoints. I want everyone who's ever felt hopeless about money feel empowered, especially since young women since I feel that's so important because I was there once.

The Writer
My name is Serendipity and I'm the writer behind Serendipity's Guide To Saving. I'm in my mid-twenties and I currently live in Las Vegas, NV. I however, do not work in a casino nor live in a hotel, as so many people tend to perceive. I work for a non-profit I am insanely passionate and I live with my fiancee Rambo. I recently graduated with my AA in Criminal Justice and I'm currently working on my BA but it's been a long and steady process. With whatever free time I have these days, I love to blog, watch films, read books, spend time with those I care about and watch bad tv. Also, I am insanely competitive with dancing on the Wii. I am not afraid to say it.

The Disclaimer
I am not a financial advisor and I am not qualified to give financial advice. Now that we've gotten this out of the way, I'd like to say that I have been there. I have felt hopeless about money and wondered desperately what I was going to do if something bad happened to me. Life sucked terribly and boy did I know it. Everything I write about or suggest is my own personal opinion, and should be taken with a grain of salt since my personal situation may be different than your own.